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Matt
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Re: Rant

Sat Sep 20, 2014 11:37 am

Anyone* :)


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Re: Rant

Thu Oct 16, 2014 8:58 pm

Mortgages.

What the fornicate. Just why. Grrrrrrr. fornicate off. The bank are many birth canals. I don't get it. APR? Deposit. Earnings.

fornicate mortgages. fornicate them in the ear
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Leftbank
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Re: Rant

Fri Oct 17, 2014 12:41 pm

What don't you get Steve?
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Re: Rant

Fri Oct 17, 2014 1:17 pm

I do get them. I just dont understand why theres so much friggin hassle
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Matt
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Re: Rant

Fri Oct 17, 2014 1:31 pm

Because they're giving you money.

And I think the hassle got worse after the recession.
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Mushy peas
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Re: Rant

Sat Oct 18, 2014 7:11 am

Exactly, the stupid fornicate were giving it to anyone before in crazy amounts
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Re: Rant

Sat Oct 18, 2014 11:13 am

Buying a house is almost certainly by far the most expensive buy you will make in your entire life. Why would you think it would take 10 minutes and just involve signing 1 document or something mate? :P
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Leftbank
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Re: Rant

Sat Oct 18, 2014 12:06 pm

It's also a legal charge against the house, and they have to know that you're earning enough money to pay it off
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Re: Rant

Sat Oct 18, 2014 2:40 pm

Getting a mortgage is thankfully not as easy as it once was. Ben Bernanke, the formed head of the Federal Reserve, was turned down for a loan because he had recently changed jobs.

http://www.foxnews.com/politics/2014/10 ... -his-home/
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Re: Rant

Sat Oct 18, 2014 3:22 pm

I do get them. I just dont understand why theres so much friggin hassle
If you can't appreciate why someone loaning you hundreds of thousands of pounds is complicated and requires lots of work and due dilligence then you probably shouldn't be getting a mortgage.
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marcus leong
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Re: Rant

Sat Oct 18, 2014 3:36 pm

TBF he was right to say Banks are many birth canals. Just look at the numbers of banks that were fined for malpractice.
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Re: Rant

Sat Oct 18, 2014 3:55 pm

I do get them. I just dont understand why theres so much friggin hassle
If you can't appreciate why someone loaning you hundreds of thousands of pounds is complicated and requires lots of work and due dilligence then you probably shouldn't be getting a mortgage.
Really? fornicate off. This is a rant thread and im currently in the process of getting my first mortgage. Its very complicated, I have a shitload of paperwork to sort along with other shit. Just fornicate off. Why dont you just put me on your foe list if you find fault with most posts I make?
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Re: Rant

Sat Oct 18, 2014 4:55 pm

I do get them. I just dont understand why theres so much friggin hassle
If you can't appreciate why someone loaning you hundreds of thousands of pounds is complicated and requires lots of work and due dilligence then you probably shouldn't be getting a mortgage.
Really? fornicate off. This is a rant thread and im currently in the process of getting my first mortgage. Its very complicated, I have a shitload of paperwork to sort along with other shit. Just fornicate off. Why dont you just put me on your foe list if you find fault with most posts I make?
I ignore you 99% of the time, but complaining because you have to do a bit of paperwork to get a mortgage is ridiculous. People getting mortgages too easily is setting up the economy to fail and atleast on this side of the ocean a major factor in the last global financial crisis, that 6 years later isn't fully recovered.

Owning a house is a privelage, not a right.
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marcus leong
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Re: Rant

Sat Oct 18, 2014 5:11 pm

I ignore you 99% of the time, but complaining because you have to do a bit of paperwork to get a mortgage is ridiculous.  People getting mortgages too easily is setting up the economy to fail and atleast on this side of the ocean a major factor in the last global financial crisis, that 6 years later isn't fully recovered.

Owning a house is a privelage, not a right.


I cannot agree with the bold sentences. People get mortgages too easily is because the financial institutes were greedy, it was their fault that the economy suffered. The CEO of these companies makes millions out of these, blame them not the common people that just wanted to own a home of their own. Given a chance of course most will take it.
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Re: Rant

Sat Oct 18, 2014 5:53 pm


Owning a house is a privelage
Maybe in some third world country where you walk 10 miles for water. If you live in a country where you can work freely and earn money and never own your own home, you must question why. I have always wanted to own my own home. Everyone in my family has owned their own home and, along with that, I hate renting somewhere and having my money go nowhere. Mortgages imo are unnecessarily complicated imo. Yes they need to check A, B and C. They dont really need to make everuthing so fornicate complicated though. I can easily afford to pay off the mortgage ive applied for. I personally earn five times as much as a monthly repayment, thats not even bringing the missus' salary into it. We have also saved up a rather hefty amount for a deposit. They seem to be making it too difficult for us to get cracking with it. They can see in black and white we can afford the mortgage easily.
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Maverick McKillshark
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Re: Rant

Sat Oct 18, 2014 6:30 pm

I don't think you can afford it.
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Matt
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Re: Rant

Sat Oct 18, 2014 7:31 pm

Can you please post your last 3 payslips?

And kindly attach a signed doctor's note saying that you're healthy.
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Mushy peas
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Re: Rant

Sat Oct 18, 2014 9:58 pm

A DVD as well mate ta
FCUM- A right bunch of dicks.

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Re: Rant

Sat Oct 18, 2014 11:41 pm

Don't want to be a pedantic birth canal but if you have a mortgage then you don't own your own home.

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Re: Rant

Sat Oct 18, 2014 11:56 pm

Don't want to be a pedantic birth canal but if you have a mortgage then you don't own your own home.
LOL, I just "bought" a house and moved in a month ago. People keep asking what its like to be a home owner, I respond, I don't own a fornicate thing! Home ower more like it.
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Maverick McKillshark
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Re: Rant

Sun Oct 19, 2014 12:18 am

'Homo'. People are asking you what it's like to be a 'Homo'.
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marcus leong
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Re: Rant

Sun Oct 19, 2014 3:04 am

Can you please post your last 3 payslips?

And kindly attach a signed doctor's note saying that you're healthy.
Also contribute 10% of your salary to UL.
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marcus leong
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Re: Rant

Sun Oct 19, 2014 3:05 am

'Homo'. People are asking you what it's like to be a 'Homo'.
How is it like to be a homo ?
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Relly
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Re: Rant

Sun Oct 19, 2014 4:47 am

'Homo'. People are asking you what it's like to be a 'Homo'.
So your racist and homophobic?
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marcus leong
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Re: Rant

Sun Oct 19, 2014 7:11 am

You're
Rick: "Weddings are basically funerals with cake."

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